INSURANCE

ACCEPTED INSURANCE PLANS:

Aetna PPO

Blue Cross/Blue Shield PPO

Cigna PPO

Medicare

We are NOT affiliated with any HMO plans. 

We canNOT accept Medicaid at this time.

I plan to stay out-of-network with
United Healthcare*

* If you have an insurance we are not contacted with,

we are still happy to see you, but you will be expected to pay for the visit up front.  (See price list below). 

We have partnered with Reimbursify for you to easily submit your claims for out-of-network health insurance reimbursement from your smartphone.  We will provide you with the documents needed to submit for reimbursement.

Paps and labs will be submitted separately though Northwestern's HealthLab at Central DuPage Hospital,

so you may still use your insurance for that.

 

Here's how insurance works...

After your visit, we submit a claim to your insurance.  

Your insurance company then determines the actual cost of the visit and how the reimbursement is given.  

It usually takes between 1-4 weeks to get this information back from the insurance company, sometimes longer.

 

Once they determine the cost, they then decide who pays.  

Preventive exams are usually covered by the insurance company.  

However, you may have a deductible, co-pay or co-insurance that is applied to any "problem visits".

 

A well-woman preventative visit includes a breast and pelvic exam, Pap smear, STD testing, HPV screening, a mammogram order, prescription refills, discussion of birth control options and any other maintenance-type stuff.

 

A "problem visit" includes any separate diagnosis and evaluation, especially if a test or a prescription is ordered.  

You can be billed for both a wellness and a problem visit during your annual.  

Common examples of this would be a patient who presents for her annual but then also needs to discuss problem periods, a vaginal infection, infertility, menopausal symptoms, depression/anxiety, or if an issue is discovered during the exam such as a breast lump or pelvic mass.

 

Your insurance company dictates what is covered under a wellness visit vs. a problem visit.

(and Dr. Wolowick will be playing by the rules and will not be committing insurance fraud, so don't ask her to)

We will now require all patients to either keep a credit card on file with us, or pay for their visit on the day of service.  We are trying to eliminate the many wasted hours of tracking down outstanding balances.  We simply can't afford to do this and stay in business.

Once we receive the statement from your insurance company, we will then charge the credit card you gave us.  You will be notified prior to the charge and you will have 24 hours to change the form of payment if you wish.

 

Our credit cards are stored with Stripe and their privacy and safety is guaranteed.  But if you are uncomfortable placing a credit card on hold with us, then you will be expected to pay up front for your visit.  We will estimate the cost of your visit and then you can pay in full on day of visit.

Medical Consultation

SELF-PAY PRICE LIST

There is a 50% prompt-pay discount 

when you pay on same day as service. 

Credit cards accepted.

ANNUAL PREVENTATIVE WELLNESS EXAM

  • New patient $400

  • Established patient $350

PROBLEM VISIT

  • 20-minute visit - $300

  • 30 minute visit - $400

PROCEDURES

  • Colposcopy - $500*

  • Endometrial biopsy - $350*

  • IUD insertion - $350

  • IUD removal - $300

  • Pelvic ultrasound - $400

  • Saline ultrasound - $1200

  • Removal of polyp from cervix - $500*

  • Remove skin tag - $400*

* does not include pathologist's fee